Need an appraisal in Shoreview or Ramsey County?

Here are the top reasons MN homeowners order from Evolution Appraisals, LLC:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To lower your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in MN

Need help determining the price of your home in or near Shoreview, MN?
Contact Evolution Appraisals, LLC.

We at Evolution Appraisals, LLC understand the unique needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the customary "products" we deliver to them. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Evolution Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping consumers just like you do away with unnecessary PMI insurance.

Challenge Ramsey county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's declining. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Evolution Appraisals, LLC is your #1 weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Evolution Appraisals, LLC can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.